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Consolidation processes in the banking sector

Abstract

The process of globalization in the banking sector has been an integral part of international economic and financial relations over the last few decades and has been growing rapidly ever since. Globalization offers opportunities for various integration processes in the regions, one of which is the consolidation process. Mergers and acquisitions banking is one of the means for banks to consolidate their processes, to manage their resources more efficiently, to gain a more competitive advantage and increase their profits by entering foreign capital markets. The ongoing consolidation processes in the banking sector are affecting economic growth and stability, and with the constant changes of the global economic climate, the banking sector is adapting, hence it is important to assess the factors behind the consolidation process and identify further developments in bank consolidation. In the article the following tasks were to be accomplished: 1) based on the analysis of the scientific literature, to identify the factors and reasons that promote the consolidation process, the execution of mergers and acquisitions in a global environment; 2) to perform a comparative analysis of the ratio of the share price and the value of tangible assets of banks of different regions engaged in mergers and acquisitions; 3) after evaluating the results of the comparative analysis, indicate further directions for mergers and acquisitions in different regions. After accomplishing the specified tasks, the most important factors were identified, which were attributed to internal and external motives, and the possibilities for consolidation processes in the banking regions were presented. The following research methods are used in the article – analysis of scientific literature, comparative analysis, analysis and evaluation of financial statements.


Article in Lithuanian.


Globalizacijos įtaka konsolidacijos procesams bankiniame sektoriuje


Santrauka


Bankinio sektoriaus globalizacijos procesas per pastaruosius kelis dešimtmečius buvo neatsiejama tarptautinių ekonominių ir finansinių ryšių dalis, sparčiai didėjanti iki šiol. Globalizacija sukuria galimybes vykti įvairiems integracijos procesams regionuose, vienas iš jų – konsolidacijos procesas. Susiliejimų ir įsigijimų sandorių sudarymas yra būdas bankams konsoliduoti savo veiklą, leidžiantis neatsilikti nuo pokyčių, efektyviau valdyti turimus išteklius, įgyti konkurencinį pranašumą bei padidinti savo pelną, įsitraukiant į užsienio kapitalo rinkas. Bankiniame sektoriuje vykstantys konsolidacijos procesai turi įtakos ekonomikos augimui ir stabilumui, o sparčiai keičiantis globalios ekonomikos klimatui bankinis sektorius prisitaiko, todėl svarbu įvertinti konsolidacijos procesą lėmusius veiksnius bei nustatyti tolesnę bankų konsolidacijos plėtrą. Straipsnyje išsikelti uždaviniai: 1) remiantis atlikta mokslinės literatūros analize nustatyti veiksnius ir priežastis, skatinančius konsolidacijos procesą, susiliejimų ir įsigijimų sandorių vykdymą globalioje aplinkoje; 2) atlikti skirtingų regionų bankų, vykdančių susiliejimų ir įsigijimų sandorius, akcijos kainos ir materialiojo turto vertės santykio lyginamąją analizę; 3) įvertinus lyginamosios analizės rezultatus, nurodyti tolesnes kryptis vykti susiliejimo ir įsigijimo sandoriams skirtinguose regionuose. Straipsnyje identifikuoti svarbiausi veiksniai, kurie buvo priskirti į vidinius ir išorinius motyvus, bei pateiktos tolesnės konsolidacijos procesų bankų regionuose tendencijos. Straipsnyje taikyti šie tyrimo metodai – mokslinės literatūros analizė, lyginamoji analizė, finansinių ataskaitų analizė ir vertinimas.


Reikšminiai žodžiai: bankų konsolidacija, globalizacija, susiliejimai, įsigijimai, bankų sektorius, bankinė rinka.

Keyword : bank consolidation, globalization, mergers, acquisitions, banking sector, banking market

How to Cite
Tereškinaitė, A., & Vasiliauskaitė, A. (2023). Consolidation processes in the banking sector. Mokslas – Lietuvos Ateitis / Science – Future of Lithuania, 15. https://doi.org/10.3846/mla.2023.17777
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May 19, 2023
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