Zhang, Xin, Jihong Shi, Jinsong Zhao, and Xiuqin Wu. “Assessing the Risks of Fintech Development: The Case of Online Illegal Capital Raising”. Technological and Economic Development of Economy 31, no. 6 (November 21, 2025): 1894–1922. Accessed November 23, 2025. https://journals.vilniustech.lt/index.php/TEDE/article/view/23390.