ŠEVČENKO, Galina; USTINOVIČIUS, Leonas; BALCEVIČ, Robert. Risk classification as an essential tool in banking risk management. Technological and Economic Development of Economy, [S. l.], v. 10, n. 2, p. 47–56, 2004. DOI: 10.3846/13928619.2004.9637655. Disponível em: https://journals.vilniustech.lt/index.php/TEDE/article/view/8703. Acesso em: 4 jul. 2025.