BAYAR, Yilmaz; GAVRILETEA, Marius Dan; PĂUN, Dragoş. Impact of mobile phones and internet use on financial inclusion: empirical evidence from the EU post-communist countries. Technological and Economic Development of Economy, [S. l.], v. 27, n. 3, p. 722–741, 2021. DOI: 10.3846/tede.2021.14508. Disponível em: https://journals.vilniustech.lt/index.php/TEDE/article/view/14508. Acesso em: 9 may. 2025.