CALLADO-MUÑOZ, Francisco J.; HROMCOVÁ, Jana; UTRERO-GONZÁLEZ, Natalia. Effects of institutional environment and technology development on payment choice. Technological and Economic Development of Economy, [S. l.], v. 24, n. 1, p. 81–107, 2018. DOI: 10.3846/20294913.2015.1074952. Disponível em: https://journals.vilniustech.lt/index.php/TEDE/article/view/91. Acesso em: 9 may. 2025.