HERRADOR-ALCAIDE, Teresa C.; HERNÁNDEZ-SOLÍS, Montserrat; TOPA, Gabriela. A model for personal financial planning towards retirement. Journal of Business Economics and Management, [S. l.], v. 22, n. 2, p. 482–502, 2021. DOI: 10.3846/jbem.2020.13978. Disponível em: https://journals.vilniustech.lt/index.php/JBEM/article/view/13978. Acesso em: 1 jul. 2025.