KOHARDINATA, Cliff; SUHARDIANTO, Novrys; TJAHJADI, Bambang. Peer-to-Peer lending platform: from substitution to complementary for rural banks. Business: Theory and Practice, [S. l.], v. 21, n. 2, p. 713–722, 2020. DOI: 10.3846/btp.2020.12606. Disponível em: https://journals.vilniustech.lt/index.php/BTP/article/view/12606. Acesso em: 12 may. 2025.