VERSAL, Nataliia; HONCHAR, Ihor; BALYTSKA, Mariia; ERASTOV, Vasyl. How do savings and personal budgeting matter on financial literacy and well-being. Business, Management and Economics Engineering, [S. l.], v. 21, n. 2, p. 190–203, 2023. DOI: 10.3846/bmee.2023.19062. Disponível em: https://journals.vilniustech.lt/index.php/BMEE/article/view/19062. Acesso em: 31 jul. 2025.